Make the move to homeowner with 100% home loan financing!

Are you tired of your rent increasing each year? Are you worried about the time it’ll take to save enough money for a down payment on a home? If so, it’s time for a conversation with Travis Credit Union about our 100% home loan financing program.

We offer 100% mortgage financing* to borrowers with very good credit that could help them act quickly when they want to become homeowners instead of renters. This zero down payment option helps address one of the most significant obstacles toward homeownership today: the money needed for a down payment and to pay for closing costs.

Our 100% Mortgage Financing option is for responsible borrowers looking for assistance to enter the housing market. With home values rising, this may be the best time to make the move from renter to homeowner.

You can count on our knowledgeable mortgage loan consultants to explain our 100% mortgage financing option, as well as other home loan products that may fit your individual needs. Please call (888) 698-0000 for details.

You can also learn more about our 100% mortgage financing today by visiting www.traviscu.org/100-percent-financing.

100% Mortgage Financing


*Offer applies to purchase loans to 100% (95/5%) LTV= loan-to-value financing. APR= Annual Percentage Rate as low as 3.465% Adjustable Rate Mortgage for 5/5 ARM 30 year based on a 95% LTV fi rst mortgage of $422,750, monthly payment is $1,753.96 for 1-60 months; $1802.72 for 61-359 months; and $1801.34 for month 60. 5/5 ARMs are fi xed for the fi rst 5 years, subject to change every 5 years thereafter, and have the following interest rate adjustment caps: 2% maximum initial adjustment, 2% maximum on adjustments thereafter, and 5% lifetime interest rate cap.
APR as low as 6.206% Fixed equity 15 year mortgage based on a 5% LTV second mortgage of $22,250, monthly payment is $187.76 for 1-180 months. Loan terms based on total purchase price of $445,000. Rates as of 9/14/2017. Financing available up to $500,000 for owner-occupied California primary residence properties only. First-time home buyers only (not owned in last 3 years). Minimum 720 FICO score required. Loan requires two months of PITI reserves. Mortgage insurance required. An impound account for taxes and insurance is required and you are responsible for those set-up amounts. Other restrictions may apply. Please consult your tax advisor regarding the deductibility of interest and charges. See account disclosure for complete details. Offer cannot be combined with other discounts or promotions. Certain membership requirements may apply. NMLS# 643926. Equal Housing Opportunity.