Start saving for the holidays

‘Tis the season to spend money. Here’s how you can conquer your holiday shopping but avoid that December debt.

Make a list, check it twice

Create a list of everyone you want to buy for. Try prioritizing that list with your children and spouse at the top, followed by close family and friends. From there, log how much you are willing to spend on each recipient. Adjust the list and spending caps until you reach your ideal gift-giving budget.

Secret Santa

Have too many people on your gift list? Consider the “Secret Santa” gifting method. Instead of purchasing a gift for everyone, your group is randomly assigned to anonymously give a gift to only one person. To make it more exciting, participants can try to guess who their Secret Santa is before opening gifts.

Shop online

Online shopping is a great way to avoid the last minute mall frenzy. It’s also a fast and easy way to compare prices and search for discount codes. Save both time and money as you check off your gift list from the comforts of your own home.

After Christmas sales

Why not get a head start on the 2017 holiday season? Many stores have their biggest sales the day after Christmas. This is the time to stock up on reduced priced decorations, wrapping paper and gifts for next year.

Enjoy free holiday activities

Don’t forget the reason for the season. Make new traditions while spending time with your loved ones. There are plenty of ways to get into the holiday spirit without breaking the bank. Try touring the neighborhood Christmas lights or bake holiday treats as a family.

Start saving for the holiday season today. Open a Target Savings Account at Travis Credit Union and start putting aside money each payday. The more you can regularly save, the more prepared you’ll be for the holidays. To learn more, give us a call (800) 877-8328. Or, stop-by one of our branches during normal business hours to open a checking or savings account.

Target Savings Account Branch Locations