Travis Credit Union Provides Early Paydays and Cuts Fees for Members

February 21, 2023

Vacaville, CA – Travis Credit Union is proud to announce the launch of up to two day early deposit for members with direct deposit, the elimination or reduction of certain fees, and a streamlined checking account product line-up. These changes, effective immediately, are examples of TCU continuing to improve their products and services, so members receive the highest level of value – especially important in today’s economic environment.

“These changes are all about helping our members better use their hard-earned money,” said Kevin Miller, TCU President and CEO. “We want to provide value and make it easier for people to manage their day-to-day finances because that’s what we do.”

TCU has discontinued the $5 Overdraft Transfer Fee, which was previously assessed for transfers from a TCU Share Account, line-of-credit or a TCU credit card when funds were not sufficient to cover checks or other authorized payments. TCU also extended the grace amount before a non-sufficient funds fee is triggered, from $5 to $30. This gives members more opportunity to bring their balances current if their accounts are overdrawn.

Says Miller, “These fee removals demonstrate TCU’s commitment to its people-first philosophy. This gives consumers a clear choice when compared to big banks that typically charge higher fees than credit unions.”

Along with removing those and other fees, Travis is also offering up to Two Day Early Pay with direct deposit. This early payday change means that members who are enrolled in direct deposit will have their paychecks available up to two days early. This allows them to better meet their financial obligations on time. On-time payments help build a stronger credit score, which then results in better interest rates on loans.

“We’re on this journey to help people improve their financial wellness so our members can achieve their short- and long-term goals. With every step, we’re making it easier to do your banking with TCU,” Miller said.

To view the credit union’s latest fee schedule or learn more about our early payday with direct deposit, visit traviscu.org.


About Travis Credit Union
Travis Credit Union, based in Vacaville, CA, has been recognized at the federal, state and local levels for its longstanding financial education and financial advocacy efforts. In 2022, TCU was once again selected as a Best-In-State Credit Union by Forbes. It has also earned the U.S. Air Force Distinguished Credit Union of the Year award in recent years.

Founded in 1951 on Travis Air Force Base in Fairfield, CA, TCU today serves everyone in 12 Northern California counties. TCU has branches in Solano, Contra Costa, Yolo, Napa and Merced counties.

Travis Credit Union is the twelfth largest credit union in California, with 225,000 members and more than $4.7 billion in assets. Learn more about our mission at traviscu.org

Forbes Top 10 Credit Unions in California Award
Desjardins Financial Education Award, 1st place nationwide, adult and youth
US Air Force Distinguished Credit Union of the Year
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