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Travis Credit Union is here to help you avoid foreclosure and remain in your home

At Travis Credit Union, we understand that the current economic environment is causing financial hardships for many people, including some of our members. If you’re having trouble making payments on your home equity loan, home equity line of credit or first mortgage, we’re here to help.

Please consider all of your options before risking the possible loss of your home to foreclosure. There are numerous alternatives available.

Contact your lender directly if you need assistance; you do not need to pay a third party to request a loan modification. If you have a TCU mortgage loan, you may be eligible for a loan modification.

To determine the best possible way to assist you, we’ll review your financial situation. In order to do this, we will need the following documents:

  • A letter from you explaining your current financial situation and hardship
  • Your last payroll check stub or unemployment check stub
  • A completed financial statement form that we will provide to you
     

After we receive this information, we may ask you to provide additional information.To begin, please call our Loss Mitigation Manager at (707) 469-1683, Monday through Friday during regular business hours.

 

Other useful resources

Department of Housing and Urban Development (HUD) offers counseling for homeowners whose mortgage loans have become delinquent. This counseling might help you avoid foreclosure. 800-569-4287 or TTY 800-877-8339

Fannie Mae  Know Your Options website. Avoid foreclosure. Get the help you need.