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Certificates
Share Certificates
With a minimum deposit of $500, you may open a share certificate account with terms ranging from 6 to 60 months. Dividends are earned from the day of deposit to the day of withdrawal on the full amount in the account at the end of each day. Dividends are compounded monthly and credited the first day of the following month. The rate is fixed until maturity.

IRA Certificates and Roth IRA Certificates
Select a term from 12 to 60 months and you can generally earn a higher rate of return on a minimum deposit of $500. The rate is fixed until maturity.

Coverdell Education Savings Certificate
Select a term from 12 to 60 months and you can generally earn a higher rate of return on a minimum deposit of $500. The rate is fixed until maturity.

Simplified Employee Pension Certificate (SEP)
Select a term from 12 to 60 months and you can generally earn a higher rate of return on a minimum deposit of $500. The rate is fixed until maturity.

Certificate Rates
 
 

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